Southern California Loan Application Checklist for Consumers


  • Picture ID and Social Security Number

  • Payment to cover application fee.

  • Name and complete address of all landlords (past 2 years).

bring copies of the following documents to your Lender:

  • Employment history, including names, addresses, phone numbers, and length of time with that company (past 2 years).

  • Copies of your most recent pay stubs and W-2 form (past 2 years).

  • Verification of other income (social security, child support, retirement).

  • If you are self-employed: Copies of signed tax returns including all schedules (past 2 years), and a signed profit and loss statement of the current year.

  • If you are retired: Tax returns (past 2 years).

  • If you have rental property income: Copies of all lease agreements.


  • Copies of all bank statements from checking/savings accounts (past 3 months).

  • Copies of all stock/bond certificates and/or past statements/retirement accounts.

Creditors: who do you owe bills too?

  • Credit cards (account numbers, current balances, and monthly payments).

  • Installment loans (car, student, etc.) Same details as for credit cards.

  • Mortgage loans (property address, lender with address, account numbers monthly payment and balance owed on all properties presently owned or sold within the last 2 years).

  • Childcare expense/support (name, address, phone number).

Other Documents:

  • Bankruptcy bring discharge and schedule of creditors

  • Adverse or bad credit issues bring letters of explanation.

  • Divorce bring your Divorce Decrees, property settlements, quitclaim deeds, modifications, etc.

  • VA only bring Form DD214 and Certificate of Eligibility.

  • Retirees bring retirement and/or Social Security Award Letter

    Realty Elite Group Team agents are fluent in English and Spanish, Our Team philosophy has been focusing on the Client instead of the commission. that has served our Team and our clients Well.

  • To work with an Elite and highly successful team of skilled experienced Brokers and Realtors.
    WHO will respond to your request quickly.
    Email us, or Call Toll-Free-866- 918-6111 Direct: 951-231-7377 TODAY!
    No obligation We’re Here to Help YOU!

Skip to toolbar